Commercial Loans

New Peoples Bank offers a full range of commercial loans for businesses and farmers.


Our business loans are competitively priced with quick turn-around times. At NPB you’ll never have to wait for someone outside our community to make a decision on your request. All loan decisions are made here, by local people who live and work in our area.

Commercial loans include both secured and unsecured loans for:

  • Working capital
  • Business expansion
  • Acquisition of real estate
  • Real estate improvements
  • The purchase of equipment and machinery

Home purchase or home refinancing loan requests are usually processed within two days of application and closed within two weeks.

It will always be an objective of New Peoples Bank, Inc. to remain flexible in the offering of credit and in the providing of personal banking relationships.

Commercial Financing

New Peoples Bank offers a full range of competitively priced commercial loans and financing options to fit all types of businesses. All loan decisions are made locally by people that know and understand your business needs.

Options Include:

Commercial Line of Credit

With flexible options, a commercial line of credit is a simple way to access quick funding when you need it. Improve your cash flow or make withdrawals from your available balance without new documentation or re-approval. By using controlled disbursements you can track each withdrawal with certainty and ease.

Real Estate Improvements

Build or expand your business real estate by choosing a commercial mortgage that fits your specific needs. Whether you’re purchasing or refinancing, New Peoples Bank is clearly the best choice for your financial interests.

Equipment and Machinery Loans

Let New Peoples Bank take the worry out of technical and mechanical replacements. Stay on the cutting edge of equipment upgrades, by letting us provide you with flexible financing for all types of businesses.

Business Expansion

No endeavor is out of reach! Let us help you expand or rebuild your business by offering competitive options to fit your vision. At New Peoples Bank we have the tools to make it happen.

Working Capital

Use your available liquidity or assets in order to help with operational expenses or to increase your cash flow.

Letters of Credit

Have the certainty of financial guaranty when you need it. Whether it’s a business requirement or just a personal choice, let us give you the security you need to support the structure and growth of your business.

Subject to credit approval

For more information on loans just contact the NPB branch nearest you today!

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