More Flexibility Starts at Home
Need extra cash for life's big expenses? Tap into your home's equity with a Home Equity Line of Credit (HELOC) and enjoy 4.99% APY* intro rate for 6 months - with no closing costs!
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Access a revolving line of credit you can use as needed for almost any purpose
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Credit limit based on your home’s available equity
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Convenient access through Online & Mobile Banking or at any New Peoples Bank branch
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Pay interest only on the amount you use
Put your home's equity to work.
With flexible access to funds, you can use your HELOC however you need!
- Home Improvements
- Dream Vacation
- Debt Consolidation
- New Car
- and more!
Take advantage of our limited time offer:
4.99% APY* intro rate for 6 months - with no closing costs!
or, we can call you! Tell us how to reach you.
*APR, Annual Percentage Rate. Offer available for a limited time. Restrictions apply. Subject to credit and property approval. To qualify for the promotional rate and no closing costs, the requester must have an active New Peoples Bank checking account with a linked direct deposit established prior to loan closing. New Peoples Bank reserves the right to discontinue the offer without notice. The APR is variable and is based upon an index plus a margin. The APR will vary with the Prime Rate (the index) as published in the Wall Street Journal. As of 4/3/2026, the index is 6.75% and is accurate as of this date.
From First Job to Final Paycheck - We’re With You
Whether you're decades away or just a few years out, our Retirement Planning services help you build a strategy that fits your goals, lifestyle, and timeline.