Unlock new opportunities with a Home Equity Line of Credit!
Exciting ways to use your HELOC:
- Home Renovations
- New Car
- Debt Consolidation
- Unexpected Expenses
- Dream Vacation
What is a Home Equity Line of Credit?
A Home Equity Line of Credit (HELOC) is a revolving credit line secured by your home. It allows you to borrow against your home's equity for large expenses or to consolidate high-interest debt. HELOCs often have lower interest rates than other personal loans, and the interest may be tax deductible.
What are the benefits of a Home Equity Line of Credit?
A Home Equity Line of Credit (HELOC) allows you to borrow only what you need, when you need it, keeping your monthly payments lower. With lower interest rates than most personal loans, a HELOC is secured by your home's equity and functions as a revolving source of funds, similar to a credit card.
Our Bankers Are Ready to Help!
*APR, Annual Percentage Rate. Offer available for a limited time. Restrictions apply. Subject to credit and property approval. To qualify for the promotional rate and no closing costs, the requester must have an active New Peoples Bank checking account with a linked direct deposit established prior to loan closing. New Peoples Bank reserves the right to discontinue the offer without notice. The APR is variable and is based upon an index plus a margin. The APR will vary with the Prime Rate (the index) as published in the Wall Street Journal. As of 4/3/2026, the index is 6.75% and is accurate as of this date.
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