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Savings & Money Market

Set your sights on your savings goals, and find the accounts that can help you reach them.
 

Create a savings plan and put it into action at

New Peoples Bank

Whether you're saving for a special purchase, memorable holiday celebrations or to make sure you have a financial cushion for unexpected expenses, you'll find a savings account that fits your needs. 

Strengthen your financial foundation with our savings accounts

  • Grow your savings at a competitive rate 
  • Choose from various terms that match your timeline
  • Monitor your money through Online and Mobile Banking

Statement Savings Account

Start with a small deposit and take your savings wherever you want with regular contributions and steady growth.
Take control of your health savings and be prepared for future medical expenses with an HSA from New Peoples Bank.

NPB Kids Savings Account

Here's an easy way to teach children good habits that will pay off for a long time.
 

Money Market Deposit 

With this account, interest rates are typically higher than a standard savings account and you still maintain anytime access to your money. It's the perfect blend of growth and liquidity, especially if you typically maintain a larger balance.

Christmas Club 

Add some more jingle to make your season merrier by saving year-round for your celebrations. This special savings account helps you prepare for the holidays so you can enjoy them more and stress less about finances.
 

Savings Round Up

Turn everyday purchases into savings! Enroll in Savings Round-Up and we’ll round your Visa® Debit Card transactions to the nearest dollar—automatically depositing the change into your savings account.































1. Kids Savings Account - *Annual percentage yield (APY) is accurate as of 11/3/2025 and is subject to change. Limit one savings account per child.
2. Market Deposit Account - *Tiered rates available upon request

  • Earn interest quarterly on balances of any amount
  • No monthly service charge
  • Includes a Visa® Debit Card
  • Link to your New Peoples Bank Checking Account for overdraft protection
  • Savings grow with premium rates* on balances up to $5,000
  • Use the free coin counters at our branch locations to add to the balance
  • Tiered rates* means you earn a higher rate on larger balances
  • Access money through Online and Mobile Banking transfers and checks 
  • Set up automatic transfers to build your balance
  • Savings are transferred automatically to your New Peoples Bank Checking Account in time for the holiday shopping season  
Works with a qualifying High Deductible Health Plan (HDHP)Helps pay for qualified medical expenses, including:
  • Co-payments
  • Certain physician-prescribed OTC medications
  • Health insurance deductions
Funds roll over year to year— budget and save for future medical costs
 
Tax advantages: Contributions and interest earned are tax-free (subject to annual limits)
 
Portable: The account belongs to you, not your employer (though employers may contribute)






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how our Commercial Loans can help you take the next big step.