Father and son hiking in a field.

Checking Accounts

You use your checking account every day, so choose one that lets you manage money the way you want.
 

There's no cookie-cutter checking account here.
You have options.

Choose a checking account that lets you keep any balance you want. Go for one that earns interest – or more interest. Whatever features you want, you'll find the right one at New Peoples Bank. 

The right tools to manage your checking account from anywhere

  • Free Visa® Debit Card
  • Online Banking with Bill Pay
  • Mobile Banking with Mobile Deposit
  • eStatements
  • Telephone Banking
  • NPB Alerts to notify you of account activity

Peoples Checking

This simple, straightforward checking account delivers essential digital tools and gives you the freedom you want in an account.

Peoples Plus Checking

With an interest-bearing checking account, your money works for you without any effort on your part. Plus, you enjoy additional perks!

Peoples Premier Checking

Boost your earnings with a premium checking account: Ideal for higher balances and existing loans. 
 

Gold Standard Benefits

 

Enjoy GenGold® discounts on travel, dining, movies, prescriptions¹, and vision and hearing care for just $4.95 per month with a People Checking Account—included with Peoples Plus and Peoples Premier Checking.

Upgrade to GenGold® Ultimate for added benefits like Identity Theft Protection, Purchase Protection, Extended Warranty¹, and more.

 
1 Some Restrictions Apply
































Get Paid Sooner with Direct Deposit

 
Make payday easier with direct deposit to your New Peoples Bank checking account. It's safe, convenient, and reliable. Plus, eligible direct deposits may be available up to two days early, giving you faster access to your money when you need it most.
 

  • Everything in One Place - 

    Set up Direct Deposit and have your paycheck automatically deposited into your New Peoples Bank account. It's a convenient, secure way to manage your money - without the hassle of paper checks or multiple accounts.
 

  • Early Payday, No Extra Steps - 

    With Direct Deposit, eligible deposits may be available up to two days early. No enrollment required—just faster access to your funds.
 
 
 
Early access to direct deposit funds may be available up to two days before the scheduled payment date. Availability is not guaranteed and depends on when New Peoples Bank receives payment instructions from the payer, among other factors. Service available on eligible personal checking accounts only.
 
Eligible direct deposits include electronic transfers of funds such as payroll, pension, and government benefit payments initiated through the Automated Clearing House (ACH) to your personal account. Deposits or credits from other sources such as person-to-person payment services (e.g.Venmo, or PayPal transfers), mobile deposits, and other non-ACH Credits. Early Direct Deposit is available for Personal Checking and Savings accounts only. 
 












Person paying bills on a laptop.

Secure Bill Pay That Works Around Your Life

Whether you're at home or on the go, Personal Online Bill Pay gives you the freedom to manage your finances your way. It's fast, easy, and built for your lifestyle.