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Checking Accounts


Introducing our new basic checking account, Peoples Checking! This account is designed to provide you with all the essential banking services you need, without any monthly fees. 
 

Details:

  • No monthly fee
  • No minimum balance required
  • Free eStatements (or $3 monthly paper statement fee)
  • Add GenGold (membership discount program) for $4.95 monthly, or GenGold Ultimate (membership discount program with Identity Theft Protection) for $8.95 monthly.
 
Introducing our new perks checking account, Peoples Plus Checking! This account is perfect for those who want to maximize their banking experience with added perks. 
 

Details:

  • Interest bearing (0.05% APY* on entire balance with minimum daily balance of $1,000 or greater).
  • No monthly fee with average balance of $1,000 ($5 fee if average balance is not met)
  • FREE eStatements or FREE monthly paper statement
  • FREE GenGold (membership discount program), or GenGold Ultimate (including Identity Theft Protection) at a reduced cost of $4.95.
Introducing our new Peoples Premier Checking account, designed to offer premium benefits and exceptional value to our customers. This account is perfect for those who want to maximize their earnings and enjoy premium banking benefits. 
 

Details:

  • Interest bearing (current premium rate of 2.70 APY* on balances up to $25,000 and 0.25% on amounts greater than $25,000).
  • Standard rate of 0.05% APY* on entire balance if requirements are not met.
  • No monthly fee with average balance of $1,000, or a combined Loan/Deposit balance of $25,000 ($8 fee if average balance is not met)
  • FREE eStatements or FREE monthly paper statement
  • GenGold Ultimate (including Identity Theft Protection) at a reduced cost of $4.95.
 
 
















All of our Personal Checking Accounts include:

  • FREE debit card
  • Online Banking with Bill Pay
  • Mobile Banking
  • eStatements
  • NPB Alerts
  • Telephone Banking and more!
 

 

More Benefits!

Add GenGold® Ultimate Benefits for an additional monthly fee
Capitalize on added discounts for Travel, Vision and Auditory Care, Prescriptions, National Restaurants and Family Movies1.
 
Other benefits include Identity Theft Protection and a 90-Day Purchase Protection & Extended Warranty1 and much more!
 
 
1 Some Restrictions Apply

 

 
 

Redeem your uChoose Points:

Whether you're looking for the latest products, unforgettable travel experiences, exciting event tickets, or even cash back, there's something for everyone. Start exploring and make the most of your points today!
 

UCHOOSE UPDATE:

The uChoose Rewards program for debit cards offered by New Peoples Bank is being discontinued. Existing customers can still accumulate and redeem their reward points through September 30, 2025, ensuring ample time for redemption before the program ends. This change does not affect your existing debit card in any other way.

 
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