Parent and child in the outdoors.

Checking Accounts

All of our Personal Checking Accounts include:

  • FREE debit card
  • Online Banking with Bill Pay
  • Mobile Banking
  • eStatements
  • NPB Alerts
  • Notary Services
  • Official/Cashier's Checks (Limits Apply)
  • Telephone Banking and more!
 

More Benefits!

Add GenGold® Ultimate Benefits for an additional monthly fee
Capitalize on added discounts for Travel, Vision and Auditory Care, Prescriptions, National Restaurants and Family Movies1.
 
Other benefits include Identity Theft Protection and a 90-Day Purchase Protection & Extended Warranty1 and much more!
 
 
1 Some Restrictions Apply
 
 
Earn higher interest with our simple, time-saving services. Enjoy a 50% discount on annual safe deposit box rental, two free stop payments, and one penalty-free Certificate of Deposit withdrawal per year (1 Year Term CD Only)*. Feel confident about your financial future with a free investment consultation from New Peoples Bank Financial Services, Inc.
 
*IntraFi Network Deposits & CDs Excluded
 

Details:

  • Earn a Premium Interest Rate on Daily Balances up to $25,000 by Meeting a Few Simple Requirements
  • Avoid $8 Monthly Fee with $1,000 Average Balance in Account or $25,000 Combined Loan/Deposit Balance
 
Criteria to Earn the Premium Interest Rate on Daily Balances up to $25,000:
  • Sign up and receive eStatements
  • One direct deposit required per month


 
 
Basic Checking is a traditional checking account with no monthly service charge. Enjoy free eStatements, no minimum balance requirements, and unlimited transfers to other accounts.















Redeem your uChoose Points:

Whether you're looking for the latest products, unforgettable travel experiences, exciting event tickets, or even cash back, there's something for everyone. Start exploring and make the most of your points today!
 

UCHOOSE UPDATE:

The uChoose Rewards program for debit cards offered by New Peoples Bank is being discontinued. Existing customers can still accumulate and redeem their reward points through September 30, 2025, ensuring ample time for redemption before the program ends. This change does not affect your existing debit card in any other way.

 
Retired couple riding a roller coaster.
The retirement of your dreams

Helping you find the path to where you want to be.