Person presenting a credit card.

Merchant Services

Streamline your payment processing and payroll management to increase sales and save time. We've partnered with BASYS to provide you with superior products for all your processing needs.
 

Credit Card Processing

When it's time to pay, the vast majority of people reach for their card or mobile wallet. Make sure you can cater to them. A customized, affordable system can be vital to helping you turn a greater profit and offering customers convenient ways to pay. We'll help you select and set up your system, and you'll always have access to ongoing support. You'll quickly see a boost to your bottom line and increased customer satisfaction.

  • Increased payment acceptance opportunities
  • Fast transaction and settlement approvals
  • Free online reporting to access daily activity and deposits
  • New Peoples Bank's dedication to customer service with direct access to a dedicated BASYS Processing Merchant Specialist
  • State of the art processing methods and technology
  • Proactive PCI Compliance to ensure our merchants are protected
Through our partnership with BASYS Processing, we have direct wholesale pricing with Visa®, Mastercard®, and Discover®. We can do a no-cost savings analysis for your business to show you how much we can save you every month.
 

Electronic Check Processing

Reduce operating cost, improve cash flow and minimize exposure to fraud and risk when you process checks. 
Check Guaranty*
 
Receive guaranteed payment on checks at the point of sale with Paper Guarantee, which eliminates the risks of accepting paper checks. For in-person transactions, verification and authorization occur at the point of sale. Checks are then manually deposited into the bank and guaranteed if returned unpaid.
  • Increase revenue by safely accepting checks at the point of sale
  • Eliminate bad checks for security and peace of mind
  • Eliminates cost of collection on dishonored checks
  • Free, detailed online reporting of all activity
  • Stop Payment coverage available for certain business types
Choose from three options:

  1. Traditional Paper check with Guaranty*
    Funds are guaranteed, the check is kept by merchant and deposited manually at bank.

  2. Check Conversion with Guaranty*
    Funds are guaranteed, check is voided by merchant and given back to the customer.

  3. Check Conversion without Guaranty** (Verification Only service)
    Funds are not guaranteed, check is voided by merchant and given back to the customer.
*Ask your local branch representative how you can get a free quote.
**A verification only service is available for those who do not require the added security of guaranteed funding.
 

Gift & Loyalty Cards

Gift cards are fantastic options for people, and loyalty programs help bring in more customers while encouraging repeat business. Our Gift & Loyalty Card program can be customized to your needs to help you grow and strengthen your customer base. Replace your paper gift certificates with a card that's cashier-activated with a unique, electronically encoded account number stored within the magnetic stripe. Each time the cardholder makes a purchase, visits are tracked and amount spent is deducted.

  • Turnkey gift card system similar to big retailers
  • Unused balance remains on card for additional purchases
  • Increases store traffic and builds customer loyalty
  • Customized features for reporting and operating
  • Card is activated at point of sale and can be loaded for any value
 

ACH Manager & Payroll Services

Automatic Debit & ACH Services

Receive funds faster and eliminating time-consuming check collections by automatically debiting consumer or corporate customers. 

  • Debits will be processed via online entry
  • Speeds up cash flow
  • Allow you the option to set up automatic or manual transfers
  • Generate new business from New Peoples Bank account holders in your area

Automatic Deposit & ACH Services

Process your payroll and other payments more efficiently with ACH. You can distribute funds quicker by eliminating the need to write and distribute checks.
  • Set up automatic or manual transfers
  • Receive savings alerts on specified balances, new transactions and daily statement
  • Choose daily, weekly, bi-weekly or monthly auto transfers to the recipient's accounts
  • Payroll can be processed via online entry and NACHA (National Automated Clearing House Association) formatted files

*Requires Approval





















































Find the perfect point-of-sale solution today

Contact Tammy McNew for a free credit card processing analysis

276-525-1730 or tammymc@newpeoples.bank
Small business owners looking at their laptop.

Your Vision. Our Financing. Let’s Build Something Great

 
We’re not just lenders - we’re partners in your success. Let’s talk about
how our Commercial Loans can help you take the next big step.