Person hugging their new car.

Personal Loans

Borrow local, and work with people who take the time to understand your needs and want to see you reach your goals.
 

The loan you need to do the things you want

Maybe it's a special purchase or a project you've been planning. Or maybe you want to consolidate your debt with a lower interest rate, or pay for an important event. Whatever you have in mind, a Personal Loan from New Peoples Bank can help put your plans in motion.

  • Flexible payment plans to fit your budget
  • Choose between a secured (with collateral) and unsecured option (no collateral necessary, just your strong credit history)
  • Local decisions and servicing mean quicker closings with people who care about what you're trying to achieve
  • Can be used for various purposes, including financing cars and trucks, personal investments, home purchases and more 

Home Improvement Loan

If you've spent years daydreaming about remodeling your kitchen or reimagining your outdoor living space, now might be the perfect time to act. Our Home Improvement Loan* is designed specifically for these projects, or if you need to make some much-needed repairs around the house. 
Unlike a home equity loan or home equity line of credit, these loans do not use your home as collateral or require you to have a certain amount of home equity to qualify, making it much easier and more convenient to secure funding for your next project.

  • Get next-day funding from local people who make the decisions
  • 100% financing available so you don't need to worry about a down payment
  • Limited documentation means a quicker, smoother closing process 

We're with you!

New Peoples Bank offers competitively priced loans to individuals, businesses and farmers. You'll never have to wait for someone outside our community to make a decision on your request. All loan decisions are made by local people who live and work in our area.



















































*Restrictions apply. Subject to credit approval. New Peoples Bank reserves the right to discontinue product offering without notice.
Equal Opportunity Lender. The bank makes loans and extends credit without regard to race, color, religion, national origin, sex, handicap, or familial status.
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Secure Bill Pay That Works Around Your Life

Whether you're at home or on the go, Personal Online Bill Pay gives you the freedom to manage your finances your way. It's fast, easy, and built for your lifestyle.