Business Checking

Every business needs a solid financial foundation.

Compare Accounts

Business Checking Solutions that meet your specific business needs

Whether you need just the basics or you’re looking for something more, explore the accounts we have to offer and get started on the path to success for your business. With all checking accounts, enjoy the benefits of a FREE debit card that earns uChoose® Points, online banking with Bill Pay, mobile banking, mobile deposits, eStatements, NPB Alerts, telephone banking, and more! 

Connect with us today to experience personal community banking by the golden rule.

NPBiz: Small Business Banking Toolbox is now available! Package your Checking Account, Small Business Loan, and Merchant Services processing, and receive an exclusive Treasury Services Bundle. NPBiz offers a tailored solution to help your small business grow!

Business 500 Checking 

Enjoy big bank service without the fees when you open a Business 500 Checking  account with no minimum balance requirements. This account is intended for small businesses with 500 items (deposits, credits, checks or debits) and $30,000 in cash deposited per month processed for free and no monthly maintenance fees. Free eStatements and NPB Alerts make it easy to stay on top of your business’s finances.

Compare all Business Checking Accounts

Business Choice Checking

Take advantage of the personal touch of a community bank with big bank offerings. For companies with medium to high volumes of monthly account activity, this account offers the opportunity to offset fees by an earnings credit based on the account’s average positive available balance*. Enjoy free eStatements and NPB Alerts that make it easy to track and organize your business’s finances whenever and wherever is most convenient to you.

Compare all Business Checking Accounts

*Ask a New Peoples Bank representative for more information.
 

Business Online & Mobile Banking

Take advantage of NPB's Business Online Banking, where you can manage all of your business accounts online.

Explore Business Online & Mobile Banking

Business Debit Card

Did you know your Business Debit Card can earn uChoose® Rewards Points and your card can be customized to your own personal style or brand?

Explore Business Card Products

  

Community Basic Checking

Enjoy the personal touch of a true community bank that cares about your church, association, or public funds group. We are dedicated to the community that we call home and we take a special responsibility in contributing to the growth and well-being of the places where we live and work. Take advantage of the many services we offer that can help your organization grow, like free eStatements, online and mobile banking, NPB Alerts, and more!

Compare all Business Checking Accounts

Community Plus Checking

Enjoy all the benefits of a Community Basic Checking account while also earning interest with an average daily balance above $500.00. Enjoy free eStatements, online and mobile banking, NPB Alerts, and more to help your organization grow.

Compare all Business Checking Accounts

IOLTA

New Peoples Bank is an approved Financial Institution for servicing Interest On Lawyers' Trust Accounts (IOLTA) in VA, TN and WV. This interest bearing checking account earns a competitive interest rate and has no minimum balance requirements. It is specifically designed for Attorneys to place certain client deposits, with the interest then used to fund programs, such as legal service organizations who provide services to clients in need.

Compare all Business Checking Accounts
 

Business Savings

A Business Savings Account is the perfect complement to a Business Checking Account. Start saving and earning money for your business by opening a Business Savings Account today!

Explore Business Savings

Compare Business Checking Accounts

 Business 500Business ChoiceCommunity BasicCommunity PlusIOLTA
Amount to Open $100 $100 $100 $500 $100
To Qualify 500 items or less of combined paper and electronic deposits, credits, checks or debits and no more than $30,000 in cash deposited per monthly cycle More than 500 items of combined paper and electronic deposits, credits, checks, or debits or more than $30,000 in cash deposited per monthly cycle For non-profit organizations such as churches, associations, public funds groups, trusts and estates An interest-bearing account for non-profit organizations such as churches, associations, public funds groups, trusts and estates An Interest On Lawyers Trust Account designed for Attorneys to place certain client deposits in. This is available in VA, WV, and TN
Interest Bearing No No No Yes, if average daily balance is $500 or more Yes
FDIC Insurance Up to $250,000 Up to $250,000 Up to $250,000 Up to $250,000 Up to $250,000

Business Online Bill Pay

 Yes, Free up to 10 payments/month, $0.50 after 10 Yes, Free up to 10 payments/month, $0.50 after 10 Yes, Free up to 10 payments/month, $0.50 after 10 Yes, Free up to 10 payments/month, $0.50 after 10 Yes, Free up to 10 payments/month, $0.50 after 10

Statement Options

 eStatement w/check images; Paper Statements with images of checks eStatement w/check images; Paper Statements with images of checks eStatement w/check images; Paper Statements with images of checks eStatement w/check images; Paper Statements with images of checks eStatement w/check images; Paper Statements with images of checks
Service Charges / Monthly Fees $.50 per item over 500 items Based on monthly activity; Fees can be offset by earnings credit based on account's average positive available balance No Maintain an average daily balance of $500 to avoid a monthly charge of $5 No

Merchant Services

Let us show you a simple, affordable payment processing solution that will help your business grow.

Explore Merchant Services