Current Deposit Rates

Rates effective   unless otherwise noted.

Choose a Product Rate

Checking Accounts

Chairman’s Choice Checking Account

Account Type

Interest RateAPY

Premium Rate

   
$0 - $25,000 0.10% 0.10%
$25,001 & Over 0.05% 0.05%
Traditional Interest Checking Accounts
Account TypeInterest RateAPY
Peoples Checking** 0.05% 0.05%
Community Checking** 0.07% 0.07%
New Freedom** 0.05% 0.05%
New Freedom Choice (High Interest Checking)
Account TypeInterest RateAPY
Premium Rate    
$0 - $25,000 0.10% 0.10%
$25,001 & Over 0.05% 0.05%
Standard Rate    
$1,000 & Over 0.05% 0.05%

Savings Accounts

Savings Accounts
Account TypeInterest RateAPY
Statement Savings** 0.05% 0.05%
Health Savings Account** 0.10% 0.10%

Club Accounts

Christmas Club
Account TypeInterest RateAPY
Coupon Book 0.07% 0.07%
Auto Transfer 0.10% 0.10%
Kids Club
Account TypeInterest RateAPY
$0.00 - $500.00 0.25% 0.25%
$501.00 & Over 0.05% 0.05%
 Vacation Club
Account TypeInterest RateAPY
Vacation Club 0.05% 0.05%

Money Market Accounts

Traditional Money Market Accounts
Account TypeInterest RateAPY
Money Market Deposit Account** 0.10% 0.10%
Premium Money Market Accounts
Account TypeInterest RateAPY
$0.01 - $24,999.99 0.10% 0.10% - 0.10%
$25,000.00 - $49,999.99 0.10% 0.10% - 0.10%
$50,000.00 - $99,999.99 0.12% 0.10% - 0.11%
$100,000.00 - $249,999.99 0.12% 0.11% - 0.12%
$250,000.00 - $499,999.99 0.16% 0.12% - 0.14%
$500,000.00 and Over 0.21%

0.14% - 0.16%*

*(APY Calculation is based on assumed deposit of $750,000)

Certificates of Deposit (CDs)

Certificates of Deposit (CDs)
Account TypeInterest RateAPY
7-31 Day Certificate 0.05% 0.05%
32-181 Day Certificate 0.05% 0.05%
6 Month Certificate 0.05% 0.05%
12 Month Certificate 0.10% 0.10%
15 Month Certificate 0.10% 0.10%
15 Month Bump-Up CD 0.10% 0.10%
18 Month Certificate 0.15% 0.15%
24 Month Certificate 0.20% 0.20%
30 Month Certificate 0.20% 0.20%
36 Month Certificate 0.25% 0.25%
48 Month Certificate 0.30% 0.30%
60 Month Certificate 0.35% 0.35%

Individual Retirement Accounts (IRAs)

Individual Retirement Accounts (IRAs)
Account TypeInterest RateAPY
12 Month IRA 0.10% 0.10%
18 Month IRA 0.15% 0.15%
24 Month IRA 0.20% 0.20%
30 Month IRA 0.20% 0.20%
36 Month IRA 0.25% 0.25%
48 Month IRA 0.30% 0.30%
60 Month IRA 0.35% 0.35%
Variable Rate Savings IRA** 0.07% 0.07%

IOLTA Accounts

Interest on Lawyer Trust Accounts
Account TypeInterest RateAPY
IOLTA-TN ** 0.05% 0.05%
IOLTA-VA ** 0.05% 0.05%
IOLTA-WV ** 0.05% 0.05%

Rates effective   unless otherwise noted.

** Variable Rate Account - Rates may change after accounts are opened. Note regarding CDs:
1. Fees and withdrawals could reduce the earnings on accounts.
2. A penalty may be imposed for early withdrawal.
3. CD interest will be compounded daily.
*APY = Annual Percentage Yield. Our rates are updated weekly.