Commercial Loans

New Peoples Bank offers a full range of commercial loans for businesses and farmers.

All loan decisions are made here, by local people who live and work in our area.

Our business loans are competitively priced with quick turn-around times. At NPB you’ll never have to wait for someone outside our community to make a decision on your request. 

Commercial loans include both secured and unsecured loans for:

  • Working capital
  • Business expansion
  • Acquisition of real estate
  • Real estate improvements
  • The purchase of equipment and machinery

It will always be an objective of New Peoples Bank, Inc. to remain flexible in the offering of credit and in the providing of personal banking relationships.

Get Started

For more information on loans, please contact the NPB Branch nearest you today!

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NPBiz: Small Business Banking Toolbox

Package your Checking Account, Small Business Loan, and Merchant Services processing, and receive an exclusive Treasury Services Bundle. NPBiz offers a tailored solution to help your small business grow.

Learn more about NPBiz


Commercial Financing

New Peoples Bank offers a full range of competitively priced commercial loans and financing options to fit all types of businesses. All loan decisions are made locally by people that know and understand your business needs.

Commercial Line of Credit

With flexible options, a commercial line of credit is a simple way to access quick funding when you need it. Improve your cash flow or make withdrawals from your available balance without new documentation or re-approval. By using controlled disbursements you can track each withdrawal with certainty and ease.

Real Estate Improvements

Build or expand your business real estate by choosing a commercial mortgage that fits your specific needs. Whether you’re purchasing or refinancing, New Peoples Bank is clearly the best choice for your financial interests.

Equipment and Machinery Loans

Let New Peoples Bank take the worry out of technical and mechanical replacements. Stay on the cutting edge of equipment upgrades, by letting us provide you with flexible financing for all types of businesses.

Business Expansion

No endeavor is out of reach! Let us help you expand or rebuild your business by offering competitive options to fit your vision. At New Peoples Bank, we have the tools to make it happen.

Working Capital

Use your available liquidity or assets in order to help with operational expenses or to increase your cash flow.

Letters of Credit

Have the certainty of financial guaranty when you need it. Whether it’s a business requirement or just a personal choice, let us give you the security you need to support the structure and growth of your business.


Business Savings

Whether you're saving for a major purchase, seeking a financial cushion, or preparing to expand and grow your business, we can help your business find the right account for your needs and provide guidance along the way. Learn more about Business Savings options below.

Explore Business Savings

Retirement Planning

Want to explore retirement planning options for you and your employees? Talk to a New Peoples Financial Services Expert today to explore options and find the right fit for you.

Explore Financial Services


Merchant Services

Let us show you a simple, affordable payment processing solution that will help your business grow.

Explore Merchant Services