A Benefits Package that offers real savings on products and services that you use every day. Sign up and start saving today and protecting tomorrow!

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"What is GenGold® and what do I get from it?"

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GenGold® BasicGenGold® Ultimate

Exclusive Benefits of GenGold® Ultimate

Ultimate ID

Ultimate ID®

Ultimate ID® is a powerful new identity theft solutions program. Exclusive membership benefits include 3-Bureau Daily Credit Monitoring by Equifax, Experian and Transunion and more.



SavingsXpress provides you with more than 500,000 savings opportunities in over 10,000 cities, with instant mobile redemption, saving you money wherever you are.

Cashback Rewards

Cash Back Rewards

Our new Cash Back Rewards program offers some of the highest cash back percentages in the industry from stores you shop at everyday! Click and start shopping; you're already enrolled!

Travel VRBO Airbnb

Travel services include:

  • Air Travel with the lowest pricing*, 3% cash back, and automatic $100,000 flight insurance.
  • Hotels with guaranteed lowest pricing*, 5% cash back, and specially negotiated rates.
  • Car Rentals with guaranteed lowest pricing*, 5% cash back, and specially negotiated rates.
  • Condominium Rentals that feature special pricing starting at $550 per week, 1-2 bedrooms, and full kitchens for added savings.
  • Cruises with lowest pricing guaranteed*, 5% cash back, and expert advice!

*Visit GenGold® for complete details about the Good As Gold Guarantee.

GenGold® Ultimate

A powerful new identity theft solutions program. Exclusive membership benefits include 3-Bureau Daily Credit Monitoring by Equifax, Experian and Transunion and more!

GenGold® Ultimate security benefits also include:

  • Internet Monitoring
  • Credential Vault
  • Instant Inquiry Alerts
  • Score Tracker
  • Managed Identity Fraud Research
  • Remediation and Recovery Services
  • Lost Document Replacement Services

GenGold® Ultimate offers Cellular Care Coverage that will reimburse you up to $600 for costs associated with repairing your device.

Cellular repairs include:

  • Accidental Damage (including cracked screens)
  • Water Damage, including immersion
  • Drops, Mechanical Malfunction
  • Electrical Malfunction
  • Battery, Service Cost (Labor is included)
  • Deductible Cost for other insurance
Take a look at more detailed information about GenGold® Ultimate and GenGold® Basic

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GenGold® BasicGenGold® Ultimate

Additional GenGold® Benefits Included with Ultimate and Basic

Travel Services

GenGold® is unlike other travel services. GenGold® offers the lowest guaranteed rates, plus discounts and Cash Back Rewards on:

  • International & Domestic Air
  • Car Rental Reservations
  • Hotel Accommodations
  • Cruises
  • Condominium Vacations
  • Ski Lift Tickets
  • Theme Parks
  • CityPass®
  • Amtrak Tickets
  • Eurail Passes

Identity Theft and Security Center Program featuring Restoration Rescue®

  • Restoration Rescue®
  • Your Child is Covered
  • Lost Document Recovery
  • Fraud Alerts
  • Credit Reports
  • Junk Mail Reduction
  • Credit Card and Personal Information Form

Consumer Protection Services

Personal information and purchases are safe and secure.

  • Identity Theft & Security Center Program (Fraud Alerts, Junk Mail Reduction, Credit Reports, Credit Card & Personal Information Form, Identity Theft Restoration Service)
  • Automatic 90-Day Purchase Protection
  • Automatic Extended Repair Warranty
  • Discounted Bitdefender® Anti-Virus Software

Retail Stores & Gifts

GenGold® will help you get more for less with substantial savings at many of the best stores!

  • National Retail Discounts – Participants include Macy’s, Gap, Old Navy, Banana Republic, Barnes & Noble, BassPro Shops®, GameStop, JC Penney, Kohl's, LL Bean®, Men's Wearhouse
  • Office & School supply discounts from Office Depot®
  • Wholesale Savings Clubs including, Sam's Club, BJ’s, and Costco

Family Benefits

You can treat the family to discounts and savings on products and services they use everyday!

  • Grocery Coupon Club - enrollment fee waived for members
  • Student Grant Locator Service
  • 24-Hour Emergency Road Service
  • Pet Health Insurance - discounted premiums

Health Services Savings

Receive special pricing and valuable health services discounts from some of the most trusted names in health care today!

  • Group Dental Discount Plan - including orthodontic discounts
  • Prescription Discounts
  • Vision Care Discounts
  • Eyewear and Contact Lens Savings
  • Hearing Care and Hearing Aid Discounts

Local Restaurant & Merchant Participation

Simply present your membership card at local restaurants and merchants and receive special discounts on valuable services right at home!

Cash Back Rewards

  • Cash Back Rewards at over 3,000 online merchants!
  • Exceptional special offers available including daily deals, free shipping, and more!
  • Simple one-step Login with current credentials!
  • No enrollment process to register your credit cards!
  • Members can customize their shopping experience by creating their own personalized Shopping Mall!

Dining & Entertainment

With GenGold® a night on the town can be less expensive than staying in.

  • Online Gift Card Discounts – Participants include Applebee’s®, Chili’s, Bob Evans, Cracker Barrel, Logan's Roadhouse, Panera Bread®, Papa John's, Subway, Uno’s Bar & Grill and many more
  • Dining Dough – 68% savings on $25 dining certificates at your favorite local restaurants. Just click, print, and present.
  • CityPass® - a pay-one-price ticket book that includes actual admission tickets to the most popular five or six famous attractions of cities like New York, Chicago, San Francisco and more.
  • Movie Ticket – Participants include AMC, Carmike, Cinemark, Malco Theaters, Marcus Theaters, Nat’l Amusement/Showcase, NCG Cinemas, Pacific Theaters, Regal Cinemas, and Warren Theaters
  • Attraction & Theme Park Discounts – Adventure, excitement and thrills for the whole family for less! Participants include Sea World, Busch Gardens, Universal Studios, Dollywood, Six Flags, Disneyland Resort, Disney World, and many more
  • Ski Lift Tickets – Most major resorts across the country deeply discount ski lift tickets and passes for GenGold® members

Important Notice

All products and services represented on this page are not FDIC-insured, are not guaranteed by this financial institution, are not obligations of this financial institution, and involve risk including possible loss of principle.



Whether you're saving for the future or keeping money for a rainy day, we want to help you reach your saving and financial goals no matter what they are with the savings account that is right for you.

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Club Accounts

Special accounts with your specific needs in mind, our club accounts are here to help you save for vacation and the holidays! Check out our Christmas Club account to help save money for holiday shopping or our Vacation Club account to more easily separate your vacation money from your other accounts with a separate debit card to easily track your vacation spending.

Explore Club Accounts