NPB Low Rate Credit Card Disclosure
How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)."
See the LOW RATE CREDIT CARD CONTRACT AND INITIAL DISCLOSURE STATEMENT for more details. Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in the LOW RATE CREDIT CARD CONTRACT AND INITIAL DISCLOSURE STATEMENT. NOTICE: Some of the set-up and maintenance fees will be assessed before you begin using your card and will reduce the amount of credit you will initially have available. For example, if you are assigned the minimum credit limit of $250, your initial available credit will be only $209 (or about $204 if you choose to have an additional card).