Because every season of life deserves an account built with care, community, and your goals in mind.
Let's find your perfect fit.
Explore our Personal Checking accounts
Peoples Checking:
This account is designed to provide you with all the essential banking services you need, without any monthly fees.
Details:
- No monthly fee
- No minimum balance required
- Free eStatements (or $3 monthly paper statement fee)
- Add GenGold (membership discount program) for $4.95 monthly, or GenGold Ultimate (membership discount program with Identity Theft Protection) for $8.95 monthly.
Peoples Plus Checking:
This account is perfect for those who want to maximize their banking experience with added perks.
Details:
- Interest bearing (0.05% APY* on entire balance with minimum daily balance of $1,000 or greater).
- No monthly fee with average balance of $1,000 ($5 fee if average balance is not met)
- FREE eStatements or FREE monthly paper statement
- FREE GenGold (membership discount program), or GenGold Ultimate (including Identity Theft Protection) at a reduced cost of $4.95.
Peoples Premier Checking:
Designed to offer premium benefits and exceptional value to our customers. This account is perfect for those who want to maximize their earnings and enjoy premium banking benefits.
Details:
- Interest-bearing account
- FREE eStatements or FREE monthly paper statement
- GenGold Ultimate (includes Identity Theft Protection) at a reduced cost of $4.95/month
- No monthly fee with:
- An average balance of $1,000, or
- A combined Loan/Deposit balance of $25,000
- (Otherwise, an $8 monthly fee applies)
Interest Rate Tiers
-
Premium Rate:
- 2.70% APY on balances up to $25,000
- 0.25% APY on amounts over $25,000
- To qualify, you must:
- Be enrolled in eStatements
- Have a linked Direct Deposit
-
Standard Rate:
- 0.05% APY on the entire balance
- Applies if premium rate requirements are not met
Ways to save
No matter where you are in life or what your savings goals are, we have an account that fits your needs perfectly.
Secure your future with our Certificates of Deposits and Individual Retirement Accounts - Smart, reliable ways to grow your savings.
Lending options
Your personal loan, handled locally.
Unlock new opportunities with a Home Equity Line of Credit
At New Peoples Bank, we aim to make buying or refinancing your home as easy, simple, and secure as possible.
Technology that keeps you connected
New Peoples Bank’s online and mobile banking put the power of banking in your hands - giving you secure, on‑the‑go access to your accounts anytime, anywhere.