Enjoy premium perks & boost your earnings
with an account made to give you more from your banking experience
Details:
- Interest-bearing account
- Free eStatements or paper statement
- GenGold Ultimate (includes Identity Theft Protection) at a reduced cost of $4.95/month
- No monthly fee with:
- An average balance of $1,000 or
- A combined Loan/Deposit balance of $25,000
- (Otherwise, an $8 monthly fee applies)
Interest Rate Tiers:
- Premium Rate:
- 2.70% APY on balances up to $25,000
- 0.25% APY on amounts over $25,000
- To qualify, you must:
- Be in enrolled in eStatements
- Have a linked Direct Deposit
- Standard Rate:
- 0.05% APY on the entire balance
- Applies if premium rate requirements are not met
Identity Theft Protection
A complete identity protection solution offering monitoring, real-time alerts, security controls, and full recovery support with insurance and 24/7 assistance.
Travel Services
Enjoy automatic flight insurance plus exclusive travel discounts and cash-back rewards on flights, hotels, packages, cruises, and car rentals.
Retail, Dining, & Gifts Discounts
Get discounted gift cards with free delivery, dining and entertainment deals, big savings on office supplies, and cash-back rewards on wholesale club memberships.
Family Benefits
Access nationwide roadside assistance, pet insurance discounts, savings on gas and groceries, printable coupons, student grant resources, and college care package deals.
Health & Wellness
Access 24/7 online health tools, major savings on hearing, vision, and prescriptions, plus affordable medical alert systems for added safety.
Cash Back Rewards & More!
Shop online through Rakuten to earn up to 50% more cash back with no minimum purchase or cash-out requirements.