Rates effective 06/02/25 unless otherwise noted.
Checking Accounts
Peoples Plus Checking Account
| Account Type | Interest Rate | APY |
|---|---|---|
| Entire balance with minimum daily balance of $1,000 or greater | 0.05% | 0.05% |
Peoples Premier Checking Account
| Account Type | Interest Rate | APY |
|---|---|---|
|
Premium Rate - $0 - $25,000
if Qualified (see account details)
|
2.70% | 2.70% |
|
Premium Rate -$25,001 & Over
if Qualified (see account details)
|
0.25% | 0.25% |
|
Standard Rate - Do not qualify
|
0.05% | 0.05% |
Savings Accounts
Savings Accounts
| Account Type | Interest Rate | APY |
|---|---|---|
| Statement Savings** | 0.25% | 0.25% |
| Health Savings Account** | 0.50% | 0.50% |
Club Accounts
Christmas Club
| Account Type | Interest Rate | APY |
|---|---|---|
| Coupon Book | 0.20% | 0.20% |
| Auto Transfer | 0.25% | 0.25% |
Kids Club
| Account Type | Interest Rate | APY |
|---|---|---|
| $0.00 - $5,000.00 | 4.50% | 4.60% |
| $5,000.01 & Over | 0.25% | 0.25% |
Money Market Accounts
| Account Type | Interest Rate | APY |
|---|---|---|
| $1,000.00 - $49,999.99 | 1.00% | 1.01% |
| $50,000.00 - $99,999.99 | 1.64% | 1.65% |
| $100,000.00 - $249,999.99 | 1.64% | 1.65% |
| $250,000.00 and Over | 1.64% | 1.65% |
Certificates of Deposit (CDs)
| Account Type | Interest Rate | APY |
|---|---|---|
| 6 Month Certificate | 2.47% | 2.50% |
| 12 Month Certificate | 3.54% | 3.60% |
| 15 Month Certificate | 3.05% | 3.10% |
| 15 Month Bump-Up CD | 3.05% | 3.10% |
| 18 Month Certificate | 3.05% | 3.10% |
| 24 Month Certificate | 3.44% | 3.50% |
| 30 Month Certificate | 3.39% | 3.45% |
| 36 Month Certificate | 3.34% | 3.40% |
| 48 Month Certificate | 3.25% | 3.30% |
| 60 Month Certificate | 3.05% | 3.10% |
Individual Retirement Accounts (IRAs)
| Account Type | Interest Rate | APY |
|---|---|---|
| 12 Month IRA | 3.54% | 3.60% |
| 18 Month IRA | 3.20% | 3.25% |
| 24 Month IRA | 3.44% | 3.50% |
| 30 Month IRA | 3.39% | 3.45% |
| 36 Month IRA | 3.34% | 3.40% |
| 48 Month IRA | 3.25% | 3.30% |
| 60 Month IRA | 3.20% | 3.25% |
| Variable Rate Savings IRA** | 1.24% | 1.25% |
IOLTA Accounts
| Account Type | Interest Rate | APY |
|---|---|---|
| IOLTA-TN ** | 0.25% | 0.25% |
| IOLTA-VA ** | 0.25% | 0.25% |
| IOLTA-WV ** | 0.25% | 0.25% |
** Variable Rate Account - Rates may change after accounts are opened. Note regarding CDs:
1. Fees and withdrawals could reduce the earnings on accounts.
2. A penalty may be imposed for early withdrawal.
3. CD interest will be compounded daily.
*APY = Annual Percentage Yield. Our rates are updated weekly.
1. Fees and withdrawals could reduce the earnings on accounts.
2. A penalty may be imposed for early withdrawal.
3. CD interest will be compounded daily.
*APY = Annual Percentage Yield. Our rates are updated weekly.